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Some insurance companies are now requiring minimal
inspection before allowing coverage. These inspections are based solely on the
following requirements. As you can see the items covered are very few and
items such as the HVAC and Plumbing is NOT tested for functionality. These
inspections should not be consider a substitute for a normal TREC or Building
code based inspection. They are not associated with any governmental regulations
or requirements.
Items covered on insurance
inspections:
Occupancy Status, Year Built,
Construction Style, Square Footage,
Number of stories,
Basement Present?, Foundation Type,
Garage Type, Exterior Finish, Outbuildings &
condition, Brush too close to building, Number of Feet to Fire hydrant
Roof Type, Roof Condition,
Chimney Chase, Kitchen Grade, # Full Baths
and Type,
Primary Heating Type, :
Heating Control Type
Electrical System: AMP Capacity of Main Panel, Fuses
or Breakers, Type of Wiring
Plumbing System: Plumbing
System renovated, Condition of Pipes, Supply Lines (washing machine, Dishwasher
etc) Fixtures (faucets, shower heads & spouts),
Signs of Existing Water Damage or Leaks, , Unusual Hazards:
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Diligent
Inspection Services